Just want to add that you don't always see or feel a discharge. Once it's to the point of feeling it, you're likely at 2kv or higher already.If you're average humidity is between 50-60%, you have nothing to worry about, and yes those little bags from Tayda and Mouser will keep your parts safe -- at least until you handle them. If you walk around your house and get a zap when you turn on the lights, then you you need to exercise extra caution, but the reality is that most of the time you have very little to worry about. I've been handling computer chips and ICs for more than 40 years, and I've never fried one (at least not from a static discharge). I have worn those wrist straps, but usually only when I'm working inside of a rack that costs as much as my house, and even then, it probably wasn't necessary.
The bottom line for me is that static isn't a problem in my house. I keep my house between 40-50% relative humidity -- mostly to protect my investments in woodwork and guitars. Both my bench and my desk are grounded, and generally before I handle ICs and processors, I just reach down and discharge myself as a precaution. Unless you're throwing sparks, you don't really have anything to worry about.
Even then. It doesn't always kill a component immediately.
I don't wear a band at all time but have a grounded mat I sometimes use and have a grounded aluminum strip on the underside of the front lip of my bench I'll touch.
BBDs and CMOS are especially susceptible.